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2026 Legislative Session: What Didn't Pass

Although the 2026 Iowa Legislative session produced several meaningful policy changes impacting real estate professionals and property owners, a number of high-profile proposals ultimately stalled before reaching the finish line.

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FinCEN Rule Delayed

The Financial Crimes Enforcement Network ("FinCEN") Residential Real Estate Reporting Requirement, which took effect on March 1, 2026, has been delayed.

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Lead Service Line Disclosure Begins January 1

During the 2025 legislative session, Iowa REALTORS® worked closely with Des Moines Water Works and other utilities to legislation implementing a new Environmental Protection Agency  rule requiring the disclosure and replacement of lead service lines over the next decade.

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